Research notes, regulation reads & market commentary.

Blogs and news from us on crypto, regulation, prediction markets, RWAs, Web3 gaming, and the future of finance.

Blog & news archive

Jul 26, 2026 News Crypto Banks

Wise to Resubmit US Bank Charter Application Under GENIUS Act

Wise's application for a US national trust bank charter was denied by the OCC due to compliance issues, prompting the company to plan a resubmission under the GENIUS Act.

2 min read Read
Wise to Resubmit US Bank Charter Application Under GENIUS Act — HodlUp Crypto Banks
Jul 25, 2026 News RWAs

Kweather, Flare Launch Pilot to Tokenize Weather Data for Derivatives

South Korean weather platform Kweather and blockchain network Flare have launched a pilot project to bring meteorological data on-chain, exploring tokenized weather derivatives and real-world asset (RWA) opportunities.

4 min read Read
Kweather, Flare Launch Pilot to Tokenize Weather Data for Derivatives — HodlUp RWAs
Jul 25, 2026 News Regulation

Fidelity Urges Senate to Pass CLARITY Act for Digital Asset Rules

Fidelity Public Policy recently urged the U.S. Senate to pass the CLARITY Act, advocating for a clear regulatory framework for digital assets to enhance investor confidence and U.S. market leadership.

4 min read Read
Fidelity Urges Senate to Pass CLARITY Act for Digital Asset Rules — HodlUp Regulation
Jul 25, 2026 News RWAs

Robinhood Chain Tokenized RWAs Surge Fivefold to $70M

Robinhood Chain's tokenized real-world assets have jumped fivefold to approximately $70 million, with daily trading volumes for tokenized stocks reaching $55 million.

3 min read Read
Robinhood Chain Tokenized RWAs Surge Fivefold to $70M — Hodl Up RWAs
Jul 24, 2026 News Regulation

Galaxy Digital Cuts CLARITY Act Passage Odds to 30%

Galaxy Digital Research has reduced its forecast for the CLARITY Act's passage by year-end to 30%, citing insufficient votes and strong Democratic opposition.

3 min read Read
Galaxy Digital Cuts CLARITY Act Passage Odds to 30% — HodlUp Regulation
Jul 24, 2026 News Regulation

HTX Included in EU's 21st Russia Sanctions Package

The European Union has added cryptocurrency exchange HTX to its 21st sanctions package against Russia, imposing a transaction ban over alleged sanctions evasion.

3 min read Read
HTX Included in EU's 21st Russia Sanctions Package — HodlUp Regulation
Jul 24, 2026 News RWAs

B3 Registers First Tokenized Dairy Cow Loan for R$100,000

Brazil's B3 stock exchange has officially registered its first credit facility collateralized by tokenized live dairy cattle, enabling a R$100,000 loan for a local farm.

4 min read Read
B3 Registers First Tokenized Dairy Cow Loan for R$100,000 — HodlUp RWAs
Jul 23, 2026 News RWAs

Uniswap Labs Launches Permissioned Pools for Regulated Tokenized Assets

Uniswap Labs has introduced Permissioned Pools on Uniswap v4, allowing regulated tokenized assets to trade onchain with integrated compliance checks.

4 min read Read
Uniswap Labs Launches Permissioned Pools for Regulated Tokenized Assets — HodlUp RWAs
Jul 23, 2026 News Regulation

Goldman Sachs CEO Backs Clarity Act for Stablecoin Regulation

Goldman Sachs CEO David Solomon recently endorsed the CLARITY Act, a proposed crypto market structure bill, despite banking industry concerns over its stablecoin provisions.

4 min read Read
Goldman Sachs CEO Backs Clarity Act for Stablecoin Regulation — Hodl Up Regulation
Jul 23, 2026 News Regulation

MEXC July 2026 Proof of Reserves Shows 281% BTC Ratio

MEXC has released its July 2026 Proof of Reserves report, audited by Hacken, revealing a 281% BTC reserve ratio and over 100% for other major assets.

3 min read Read
MEXC July 2026 Proof of Reserves Shows 281% BTC Ratio — HodlUp Regulation
Jul 22, 2026 News Regulation

HTX Rotates Wallets Post-UK Sanctions, TRM Labs Reports

Crypto exchange HTX has been rapidly rotating its onchain hot wallets across four major blockchains since being sanctioned by the UK in May, according to TRM Labs.

3 min read Read
HTX Rotates Wallets Post-UK Sanctions, TRM Labs Reports — HodlUp Regulation
Jul 22, 2026 News RWAs

Payward xStocks Expands Tokenized Equities to Hong Kong, UK, South Korea

Payward, the parent company of Kraken, is expanding its xStocks tokenized equities platform to include stocks from Hong Kong, the UK, and South Korea, in partnership with GTN.

4 min read Read
Payward xStocks Expands Tokenized Equities to Hong Kong, UK, South Korea — HodlUp RWAs
Jul 22, 2026 News Stablecoins

Balance Coin (BLC) Plummets 99% After $915K Oracle Exploit

Balance Coin (BLC), an algorithmic stablecoin, crashed over 99% today after an attacker exploited a price oracle vulnerability, draining approximately $915,000.

4 min read Read
Balance Coin (BLC) Plummets 99% After $915K Oracle Exploit — HodlUp Stablecoins
Jul 21, 2026 News Regulation

Russian Duma Passes Crypto Law with $3,800 Retail Cap

Russia's State Duma has passed a comprehensive crypto market law, introducing a $3,800 annual investment cap for retail investors and legalizing crypto for cross-border trade.

4 min read Read
Russian Duma Passes Crypto Law with $3,800 Retail Cap — HodlUp Regulation
Jul 21, 2026 News Crypto Banks

Augustus Secures $180M Series B for AI-Powered Clearing Bank

Augustus recently raised $180 million in Series B funding at a $1 billion valuation to expand its AI-driven clearing bank infrastructure for global dollar access and stablecoin transactions.

4 min read Read
Augustus Secures $180M Series B for AI-Powered Clearing Bank — HodlUp Crypto Banks
Jul 21, 2026 News Regulation

Network School Malaysia License Revoked, Ordered to Cease Operations

Malaysia's Iskandar Puteri City Council has revoked the business license of Balaji Srinivasan's Network School in Forest City, ordering it to cease operations by July 22, 2026, due to licensing and premises-use violations.

4 min read Read
Network School Malaysia License Revoked, Ordered to Cease Operations — Hodl Up Regulation
Jul 20, 2026 News Crypto Banks

Exodus Cuts 25% Workforce, Pivots to Stablecoin Payments Platform

Exodus Movement, Inc. recently announced a 25% global workforce reduction to streamline operations and focus on building a full-stack stablecoin payments platform.

3 min read Read
Exodus Cuts 25% Workforce, Pivots to Stablecoin Payments Platform — HodlUp Crypto Banks
Jul 20, 2026 News DePIN

Hut 8 Secures $9.8B AI Data Center Lease, IREN Adds $2.8B Contracts

Hut 8 secured a second 15-year, $9.8 billion lease for its Beacon Point AI data center, while IREN announced $2.8 billion in new AI cloud contracts.

4 min read Read
Hut 8 Secures $9.8B AI Data Center Lease, IREN Adds $2.8B Contracts — HodlUp DePIN
Jul 19, 2026 News Regulation

Tether USDT Faces July 2028 US Platform Deadline Under GENIUS Act

Tether's USDT faces a critical July 2028 deadline to comply with the U.S. GENIUS Act, which could restrict its availability on American crypto platforms.

4 min read Read
Tether USDT Faces July 2028 US Platform Deadline Under GENIUS Act — HodlUp Regulation
Jul 19, 2026 News Regulation

US Regulators Miss GENIUS Act Stablecoin Rule Deadline

U.S. federal agencies, including the Treasury and Federal Reserve, failed to issue final stablecoin regulations by the July 18, 2026, deadline set by the GENIUS Act.

4 min read Read
US Regulators Miss GENIUS Act Stablecoin Rule Deadline - Hodl Up News
Jul 19, 2026 News Regulation

Dunamu Faces South Korean FSS Sanctions Over Upbit's $32M Hack

South Korea's Financial Supervisory Service has initiated formal sanctions proceedings against Dunamu, Upbit's operator, following a November 2025 hack that resulted in 44.5 billion won ($32 million) in losses.

3 min read Read
Dunamu Faces South Korean FSS Sanctions Over Upbit's $32M Hack — HodlUp Regulation
Jul 18, 2026 News RWAs

Broadridge Survey: 84% of Firms Prioritize Tokenization

A recent Broadridge survey indicates that 84% of financial institutions now consider tokenization a strategic priority, accelerating efforts in hybrid markets.

4 min read Read
Broadridge Survey: 84% of Firms Prioritize Tokenization — HodlUp RWAs
Jul 18, 2026 News Regulation

ANJ Orders ISPs to Block Polymarket in France Over Illegal Gambling

France's Autorité Nationale des Jeux (ANJ) has ordered internet service providers to block access to Polymarket, deeming the prediction market an illegal gambling platform.

3 min read Read
ANJ Orders ISPs to Block Polymarket in France Over Illegal Gambling — HodlUp Regulation
Jul 18, 2026 News Regulation

FTX to Distribute $900M in Fifth Creditor Payout Round

FTX will commence its fifth distribution of approximately $900 million to eligible creditors on July 31, 2026, as part of its Chapter 11 reorganization plan.

4 min read Read
FTX to Distribute $900M in Fifth Creditor Payout Round — HodlUp Regulation
Jul 17, 2026 News Crypto Banks

SBI Holdings Completes Coinhako Acquisition After MAS Approval

SBI Holdings has finalized its majority acquisition of Singapore-based crypto platform Coinhako, a move approved by the Monetary Authority of Singapore (MAS).

3 min read Read
SBI Holdings Completes Coinhako Acquisition After MAS Approval — HodlUp Crypto Banks
Jul 17, 2026 News Regulation

Knaken Declared Bankrupt by Dutch Court Over €7M Missing Funds

Dutch crypto platform Knaken Cryptohandel B.V. and its affiliated foundation were declared bankrupt by a Rotterdam court, with €7 million in client funds missing.

4 min read Read
Knaken Declared Bankrupt by Dutch Court Over €7M Missing Funds — HodlUp Regulation
Jul 16, 2026 News Stablecoins

Visa Launches Stablecoin Platform (VSP) with Open USD Access

Visa has launched its new Stablecoin Platform (VSP) for financial institutions and fintechs, providing a unified environment to access, store, and redeem stablecoins, starting with Open USD (OUSD).

4 min read Read
Visa Launches Stablecoin Platform (VSP) with Open USD Access — HodlUp Stablecoins
Jul 16, 2026 News RWAs

Ondo Finance, SBI Group Partner to Tokenize Japanese Equities

Ondo Finance and SBI Group have announced a strategic partnership to tokenize Japanese equities, utilizing SBI's JPYSC stablecoin for onchain settlement and collateral.

4 min read Read
Ondo Finance, SBI Group Partner to Tokenize Japanese Equities — HodlUp RWAs
Jul 16, 2026 News RWAs

Alpaca Secures $135M Equity for Tokenized Markets Infrastructure

Alpaca has raised $135 million in equity funding, part of a $435 million total financing, to expand its brokerage infrastructure for tokenized markets and AI-native financial services.

3 min read Read
Alpaca Secures $135M Equity for Tokenized Markets Infrastructure — HodlUp RWAs
Jul 15, 2026 Blog Education

What Is Blockchain? A Beginner's Guide to How It Works

A blockchain is a shared digital ledger that records transactions across many computers at once, so no single party controls it and no past entry can be quietly changed. Think of it as a record book that thousands of people hold identical…

13 min read Read
A receding row of dark glass cubes joined by glowing green light beams, illustrating how blocks link into a blockchain
Jul 15, 2026 Blog Education

What Is Cryptocurrency? Everything Beginners Need to Know

Cryptocurrency is digital money that lives on a blockchain and can be sent directly between people without a bank in the middle. Instead of a central institution keeping the books, a decentralized network verifies and records every…

12 min read Read
A dark metallic coin standing upright in a shadowy columned hall, lit by a green shaft of light
Jul 15, 2026 Blog Education

What Is Bitcoin? A Complete Beginner's Guide

Bitcoin is the first and largest cryptocurrency, a form of digital money that lets people send value directly to one another over the internet, without a bank or government in the middle. It runs on a decentralized network secured by…

12 min read Read
The Bitcoin symbol engraved on a dark stone cube on a plinth between marble columns, edged with green light
Jul 15, 2026 Blog Education

What Is Ethereum? A Beginner's Guide to ETH and Smart Contracts

Ethereum is a decentralized network that lets people run software and agreements directly on a blockchain, without any company hosting them. Its native currency, ether (ETH), pays for that activity, which is why Ethereum is often described…

12 min read Read
The Ethereum diamond rendered as a dark stone octahedron glowing green along its centre seam
Jul 15, 2026 Blog Education

What Is Solana? A Beginner's Guide to SOL

Solana is a high-speed blockchain built to process large numbers of transactions quickly and cheaply. Its native cryptocurrency, SOL, pays for transactions and secures the network, and Solana is often chosen for applications where speed and…

10 min read Read
Three bright green light trails sweeping across a dark reflective floor, evoking Solana's speed
Jul 15, 2026 Blog Education

What Are Stablecoins? A Complete Guide

Stablecoins are cryptocurrencies designed to hold a steady value, usually pegged one-to-one to a currency like the US dollar. They aim to give you the speed and flexibility of crypto with far less of the price volatility, which makes them a…

10 min read Read
A dark coin resting on a perfectly level green line of light, symbolising a stablecoin's steady peg
Jul 15, 2026 Blog Education

What Is a Crypto Wallet and How Do You Choose One?

A crypto wallet is a tool that stores the keys used to access and manage your cryptocurrency. It does not hold coins the way a physical wallet holds cash. Instead it holds the private keys that prove ownership and let you send funds, while…

10 min read Read
A black hard-shell case with glowing green seams sitting on a dark floor, representing a crypto wallet
Jul 15, 2026 Blog Education

What Are Crypto Tokens? Types and Use Cases

Crypto tokens are digital assets created on top of an existing blockchain rather than having a blockchain of their own. They can represent almost anything of value or utility, from a stable unit of currency to a share of governance in a…

10 min read Read
A scattered cluster of dark hexagonal tokens edged in green light on a reflective floor
Jul 15, 2026 Blog Education

What Is DeFi? A Beginner's Guide to Decentralized Finance

DeFi, short for decentralized finance, is a set of financial services that run on public blockchains instead of through banks or brokers. Using smart contracts, DeFi lets people lend, borrow, trade, and earn yield directly with one another…

10 min read Read
A glowing green network of interconnected nodes hovering above a dark pedestal, representing decentralized finance
Jul 15, 2026 Blog Education

What Does HODL Mean in Crypto?

HODL means holding onto your cryptocurrency for the long term instead of selling during price swings. It started as a typo for "hold" and grew into a whole philosophy: ride out the volatility, stay focused on the long run, and resist the…

9 min read Read
A solid dark cube standing firm under a stormy sky with green light beneath it, evoking holding through volatility
Jul 15, 2026 Blog Education

How to Start Investing in Crypto: A Step-by-Step Guide

Starting to invest in crypto comes down to a few clear steps: learn the basics, choose a reputable platform, set up a wallet, make a first small purchase, and keep your holdings secure. This guide walks through each one in order, so a…

10 min read Read
A green-lit staircase rising through a keyhole-shaped doorway, suggesting first steps into crypto investing
Jul 15, 2026 Blog Education

How to Keep Your Crypto Safe: A Security Checklist

Keeping your crypto safe comes down to protecting your keys, guarding against scams, and following a few consistent habits. Because crypto transactions are irreversible and there is no bank to reverse fraud, security is the single most…

10 min read Read
A heavy vault door with a glowing green keyhole set into a dark stone wall
Jul 15, 2026 Blog Education

What Is a Seed Phrase and How Do You Keep It Safe?

A seed phrase is a list of 12 or 24 random words generated when you set up a crypto wallet. It's the master key: anyone who has it can restore your wallet and spend everything in it, on any device, with no password needed. There's no…

4 min read Read
A metal seed phrase backup plate with twenty blank word slots, propped against a dark marble floor
Jul 15, 2026 Blog Education

How to Set Up Your First Crypto Wallet (Step-by-Step)

Setting up a crypto wallet takes about ten minutes: pick a wallet type, install it, back up your seed phrase, and send a small test transaction before you move real money. Here's the process end to end.

6 min read Read
A smartphone displaying a glowing green shield and keyhole, representing setting up a first crypto wallet
Jul 15, 2026 Blog Education

Dollar-Cost Averaging (DCA) in Crypto: A Beginner's Guide

Dollar-cost averaging (DCA) means investing a fixed amount at regular intervals, say $50 every week, instead of trying to time a single "best" moment to buy. In a market as volatile as crypto, it's one of the simplest ways to build a…

6 min read Read
A line of evenly spaced green dots receding into the distance, representing regular dollar-cost-averaging buys
Jul 15, 2026 Blog Education

Common Crypto Scams and How to Spot Them

Crypto scams follow a small number of repeating patterns, such as fake support, fake giveaways, and promises of guaranteed returns, dressed up in different branding each time. Learning the pattern matters more than memorizing any one scam…

6 min read Read
A fishing hook hanging on a line under green light, a visual metaphor for crypto phishing scams
Jul 15, 2026 Blog Education

How Does a Blockchain Actually Work? Blocks, Nodes, and Consensus

A blockchain works by grouping transactions into "blocks," linking each block to the one before it with a cryptographic fingerprint, and having thousands of independent computers agree on which block comes next. That combination of chained…

5 min read Read
A dark cube built from stacked layers of glowing green data, illustrating how a blockchain is assembled
Jul 15, 2026 Blog Education

Proof of Work vs. Proof of Stake, Explained Simply

Proof of Work and Proof of Stake are the two main ways a blockchain gets its network of computers to agree on what's true, without a central authority. PoW rewards computational effort; PoS rewards a financial stake. Both solve the same…

5 min read Read
Two dark monoliths side by side, one edged in orange light and one in green, contrasting Proof of Work and Proof of Stake
Jul 15, 2026 Blog Education

How Do Cryptocurrencies Get Their Value?

Cryptocurrencies get their value the same basic way any asset does: from what buyers and sellers agree it's worth, shaped by supply and demand, what the asset is actually useful for, how scarce it is, and how the market feels at any given…

5 min read Read
A pair of balance scales in a dark hall with a green-lit coin on one pan, weighing what gives crypto its value
Jul 15, 2026 Blog Education

Coins vs. Tokens: What's the Difference?

A coin is the native asset of its own blockchain, while a token is built on top of someone else's blockchain rather than having one of its own. Bitcoin is a coin; most everything else you've heard of that isn't a base-layer network is a…

4 min read Read
A large upright coin beside several smaller coins lying flat, contrasting coins and tokens
Jul 15, 2026 Blog Education

How to Evaluate a Cryptocurrency Before You Buy

Evaluating a cryptocurrency before buying comes down to checking who's behind it, what problem it actually solves, how its supply and incentives are structured, and whether you can get in and out of a position without moving the price…

6 min read Read
A magnifying glass with a green-lit lens examining a token emblem in a dark hall
Jul 15, 2026 Blog Education

How Does Bitcoin Mining Work?

Bitcoin mining is the process of using specialized computers to solve a cryptographic puzzle, in competition with everyone else on the network, in exchange for the right to add the next block and collect a reward. It's how new bitcoin…

5 min read Read
A dark mining rig with four cooling fans glowing green, venting heat in a shadowy hall
Jul 15, 2026 Blog Education

What Is the Bitcoin Halving and Why Does It Matter?

The Bitcoin halving is a built-in event, roughly every four years, that cuts the reward miners earn for adding a new block in half, permanently slowing how fast new bitcoin enters circulation. It's the mechanism behind Bitcoin's fixed 21…

5 min read Read
A dark coin split cleanly down the middle with green light in the gap, representing the Bitcoin halving
Jul 15, 2026 Blog Education

Bitcoin vs. Ethereum: Key Differences Explained

Bitcoin and Ethereum are the two largest cryptocurrencies, but they're built for different purposes: Bitcoin is designed primarily as a store of value and payment network, while Ethereum is a programmable platform for running applications.…

5 min read Read
The Bitcoin cube and the Ethereum diamond standing side by side, edged in green light
Jul 15, 2026 Blog Education

What Are Smart Contracts and How Do They Work?

A smart contract is a program stored on a blockchain that runs automatically when its predefined conditions are met, without needing a person or company to execute it manually. They're the foundation of most applications built on Ethereum.

5 min read Read
A dark stone scroll dissolving into a stream of glowing green data particles, representing a smart contract
Jul 15, 2026 Blog Education

Solana vs. Ethereum: How Do They Compare?

Solana and Ethereum are both programmable blockchains for running applications, but they make different trade-offs: Solana prioritizes speed and low fees, while Ethereum prioritizes a longer track record and a larger, more decentralized…

5 min read Read
One straight green light beam beside a curving one on a dark floor, comparing Solana and Ethereum
Jul 15, 2026 Blog Education

Types of Stablecoins: Fiat-Backed, Crypto-Backed, and Algorithmic

Stablecoins aim to hold a steady value, usually pegged to the US dollar, but the three types of stablecoin do it in fundamentally different ways: backerves, backed by other crypto assets, or held stable algorithmically without full…

5 min read Read
Three dark coins on separate pedestals under green spotlights, representing the three types of stablecoins
Jul 15, 2026 Blog Education

USDT vs. USDC: What's the Difference?

USDT (Tether) and USDC (Circle) are the two largest fiat-backed stablecoins, both aiming to hold a steady $1 value, but they differ in who issues them, how transparent their reserves are, and where they're most commonly used. Both fall…

5 min read Read
Two dark coins facing each other across a vertical green line of light
Jul 15, 2026 Blog Education

Are Stablecoins Safe? Risks You Should Understand

Stablecoins are generally safer than volatile cryptocurrencies but are not risk-free. The main dangers are the coin losing its peg, the issuer failing to honor redemptions, and shifting regulation. Understanding these risks matters before…

5 min read Read
A coin balanced on a taut green line stretched across a dark void, suggesting stablecoin risk
Jul 15, 2026 Blog Education

Hot Wallets vs. Cold Wallets: Which Do You Need?

A hot wallet is connected to the internet and convenient for everyday use; a cold wallet stores your keys offline and is built for security. Most people benefit from using both, in different roles, rather than picking just one, part of the…

5 min read Read
A smartphone showing a green wallet icon beside a dark hardware wallet device, contrasting hot and cold storage
Jul 15, 2026 Blog Education

Custodial vs. Non-Custodial Wallets Explained

A custodial wallet means a third party, like an exchange, holds your private keys on your behalf. A non-custodial wallet means you hold your own keys directly. The difference determines who's actually in control of your funds, building on…

4 min read Read
A glowing green hand offering a key to a locked dark strongbox, contrasting custodial and non-custodial wallets
Jul 15, 2026 Blog Education

Utility, Security, and Governance Tokens Compared

Crypto tokens generally fall into three functional types: utility tokens that grant access to a service, security tokens that represent an investmentment contract or ownership stake, and governance tokens that grant voting rights over a…

5 min read Read
Three dark tokens on pedestals bearing a shield, a triangle and a circular emblem in green light
Jul 15, 2026 Blog Education

What Is a Meme Coin (and What Are the Risks)?

A meme coin is a cryptocurrency created around a joke, internet trend, or cultural reference rather than a specific technical use case. Their value is driven almost entirely by community attention and speculation, making them among the…

4 min read Read
A dark coin with a mischievous grinning face glowing green amid drifting sparks
Jul 15, 2026 Blog Education

What Is Staking and How Does It Work?

Staking means locking up cryptocurrency to help secure a Proof of Stake network, in exchange for a share of the rewards that network pays out. It's both a technical requirement for validating transactions and a way for everyday holders to…

6 min read Read
A stack of dark coins sealed inside a glowing green cylinder, representing staked and locked crypto
Jul 15, 2026 Blog Education

Long-Term vs. Short-Term Crypto Strategies

Long-term crypto strategies hold assets through market cycles on the belief that value grows over years; short-term strategies aim to profit from price swings over days, weeks, or months. Each demands a different mindset, time commitment…

5 min read Read
A steady rising green line beside a jagged volatile one, contrasting long-term and short-term strategies
Jul 15, 2026 Blog Education

How Much of a Portfolio Should Be in Crypto?

There's no universal answer to how much of a portfolio should be in crypto. It depends on your risk tolerance, time horizon, and overall financial picture, but many general frameworks suggest treating it as a small, high-risk allocation…

5 min read Read
A dark segmented pie chart with a single slice lit green, representing a crypto portfolio allocation
Jul 15, 2026 Blog Education

What to Do If Your Wallet Is Compromised

If your wallet is compromised, the priority is moving any remaining funds to a new, secure wallet immediately and cutting off the attacker's access. Recovery of funds already taken is unlikely, since transactions are irreversible, a reality…

4 min read Read
An open dark case spilling glowing green light, representing a compromised crypto wallet
Jul 15, 2026 Blog Education

Do You Pay Taxes on Crypto? A Plain-English Overview

In most jurisdictions, yes. Crypto is generally taxed, though the details depend heavily on where you live and what you actually did with it. Simply holding usually isn't taxable, but selling, trading, spending, or earning crypto typically…

6 min read Read
A dark folded document marked with a glowing green percent sign, representing crypto tax
Jul 15, 2026 Blog Education

Public vs. Private Blockchains: What's the Difference?

A public blockchain is open for anyone to join, read, and transact on; a private blockchain restricts participation to an approved set of members. The choice shapes how decentralized, transparent, and fast the network can be, building on…

4 min read Read
Two arched doorways side by side, one open and glowing green and one sealed shut, contrasting public and private blockchains
Jul 15, 2026 Blog Education

What Is a Blockchain Node and Why Do Nodes Matter?

A blockchain node is a computer that stores a copy of the blockchain and helps validate new transactions and blocks against the network's rules. Nodes are what make a blockchain genuinely decentralized rather than dependent on any single…

4 min read Read
A dark server tower with green light trails radiating out to surrounding nodes
Jul 15, 2026 Blog Education

What Is Market Cap in Crypto and Why Does It Matter?

Market cap in crypto is a cryptocurrency's price multiplied by its circulating supply, giving a rough sense of the asset's total value and relative size compared to others. It's a useful starting point for comparison, part of the broader…

4 min read Read
A tall dark obelisk lit by a vertical green beam, representing crypto market capitalisation
Jul 15, 2026 Blog Education

What Is Gas on Ethereum? Transaction Fees Explained

Gas is the fee paid to process a transaction or run a smart contract on Ethereum, compensating the network for the computing resources a transaction consumes. Every action on Ethereum, from a simple transfer to a complex DeFi trade, costs…

4 min read Read
A dark fuel gauge with a green needle, a metaphor for Ethereum gas fees
Jul 15, 2026 Blog Education

What Is an ERC-20 Token?

ERC-20 is a technical standard that defines how tokens work on Ethereum, covering things like how balances are tracked and how tokens are transferred between addresses. It's the reason thousands of different tokens can all function…

4 min read Read
A dark hexagonal token embossed with the letters ERC-20 and edged in green light
Jul 15, 2026 Blog Education

Ethereum Layer 2s Explained: Arbitrum, Optimism, and Beyond

Ethereum Layer 2 networks process transactions separately from Ethereum's main chain, then settle the results back to it, allowing far cheaper and faster transactions while still relying on Ethereum's underlying security. They exist to…

5 min read Read
A second dark platform hovering above a base layer on glowing green pillars, representing an Ethereum Layer 2
Jul 15, 2026 Blog Education

What Are SPL Tokens on Solana?

SPL is Solana's token standard, defining how tokens are created and transferred on the Solana blockchain. It's the direct equivalent of Ethereum's ERC-20, but built for Solana's architecture, part of the wider Solana ecosystem.

4 min read Read
A dark token riding a green light trail across a reflective floor, representing SPL tokens on Solana
Jul 15, 2026 Blog Education

Why Are Solana Transactions So Fast and Cheap?

Solana achieves fast, cheap transactions through a combination of technical choices, including a unique timing mechanism and processing transactions in parallel, that let it handle far more throughput than many other blockchains, part of…

4 min read Read
Green light streaks converging at speed toward a bright vanishing point, evoking fast, cheap Solana transactions
Jul 15, 2026 Blog Education

How to Earn Yield on Stablecoins

Earning yield on stablecoins generally means lending them out, providing liquidity, or staking them through a platform or protocol, in exchange for a return, but every yield source carries some risk, despite the underlying asset being…

5 min read Read
A dark coin beneath a cascading stream of green light, representing yield earned on stablecoins
Jul 15, 2026 Blog Education

Private Keys vs. Public Keys: What's the Difference?

A public key is like an address others can send funds to; a private key is the secret that proves ownership and authorizes spending from that address. Together they form the cryptographic pair that secures every wallet, underlying the…

4 min read Read
A glowing green key lying beside a dark closed padlock, contrasting private and public keys
Jul 15, 2026 Blog Education

What Are NFTs and How Do They Work?

An NFT, or non-fungible token, is a unique, non-interchangeable token on a blockchain, typically used to represent ownership of a specific digital or real-world item. Unlike a coin, where every unit is identical and interchangeable, each…

5 min read Read
An empty dark picture frame glowing green on the inner edge, representing an NFT
Jul 15, 2026 Blog Education

What Is Tokenization of Real-World Assets?

Tokenization of real-world assets means representing ownership of something like real estate, bonds, or commodities as a token on a blockchain, making that ownership easier to divide, transfer, and trade. It's an emerging application of the…

5 min read Read
A classical bank building glowing green inside a transparent cube, representing tokenized real-world assets
Jul 15, 2026 Blog Education

Staking vs. Yield Farming: What's the Difference?

Staking means locking a single asset to help secure a Proof of Stake network in exchange for rewards; yield farming means moving funds across various DeFi protocols, often involving multiple assets, to chase the best available returns. Both…

5 min read Read
A ring of dark coins glowing green beside a field of rising green light stalks, contrasting staking and yield farming
Jul 15, 2026 Blog Education

What Are Liquidity Pools and How Do They Work?

A liquidity pool is a shared pot of two or more tokens, locked in a smart contract, that lets people trade between those assets without needing a traditional buyer and seller matched directly. They're the foundation that makes decentralized…

5 min read Read
A circular basin filled with rippling green liquid light, representing a DeFi liquidity pool
Jul 15, 2026 Blog Education

What Is a DEX (Decentralized Exchange)?

A decentralized exchange, or DEX, lets people trade crypto directly from their own wallets using smart contracts, without a company holding funds or matching trades on their behalf. It's one of the core applications of decentralized finance.

5 min read Read
Two dark coins swapping places around a green ring of light, representing a decentralized exchange
Jul 15, 2026 Blog Education

Are Cryptocurrencies Legal? A Global Snapshot

In most countries, yes, owning and trading cryptocurrency is legal, though the specific rules around it vary widely and some countries restrict or ban it outright. The regulatory picture is still evolving nearly everywhere, relevant to the…

5 min read Read
A judge's gavel resting on a block in a dark columned hall lit green, representing crypto regulation
Jul 15, 2026 News RWAs

Aave V4 Deploys on Avalanche, Targets $1 Billion in Real-World Assets

Aave has officially launched its V4 protocol on the Avalanche network, marking its first expansion beyond Ethereum and aiming to attract $1 billion in real-world asset deposits.

4 min read Read
Aave V4 Deploys on Avalanche, Targets $1 Billion in Real-World Assets — HodlUp RWAs
Jul 15, 2026 News Regulation

White House to Meet Senators on Clarity Act Ethics Concerns

U.S. White House officials are slated to meet with senators to address unresolved ethics provisions within the Digital Asset Market Clarity Act, critical for its legislative path.

4 min read Read
White House to Meet Senators on Clarity Act Ethics Concerns — HodlUp Regulation
Jul 15, 2026 News Regulation

South Korea to Classify Crypto as National Assets Under New Law

South Korea's Ministry of Economy and Finance announced plans to introduce the National Asset Basic Act, classifying cryptocurrencies as national assets and paving the way for tokenized government bonds and real estate.

4 min read Read
South Korea to Classify Crypto as National Assets Under New Law — HodlUp Regulation
Jul 14, 2026 News Crypto Banks

Anchorage Digital Launches Institutional TRX Custody, Staking Planned

Anchorage Digital, the first federally chartered crypto bank, has rolled out institutional custody for TRON's TRX token, with native staking to follow in later phases.

4 min read Read
Anchorage Digital Launches Institutional TRX Custody, Staking Planned — HodlUp Crypto Banks
Jul 14, 2026 News Stablecoins

Tether Leads $7M Series A in Pact Labs for USA₮ Stablecoin Expansion

Tether has led a $7 million Series A funding round in Pact Labs to accelerate the adoption of its USA₮ stablecoin across U.S. payroll, payments, and credit systems.

4 min read Read
Tether Leads $7M Series A in Pact Labs for USA₮ Stablecoin Expansion — HodlUp Stablecoins
Jul 14, 2026 News Stablecoins

Velocity Secures $38M Series A for Enterprise Stablecoin Platform

Velocity, a London-based fintech, recently raised $38 million in a Series A round led by Dragonfly and FirstMark to advance its enterprise stablecoin platform.

2 min read Read
Velocity Secures $38M Series A for Enterprise Stablecoin Platform — HodlUp Stablecoins
Jul 13, 2026 News Regulation

CLARITY Act: Trump Urges Senate Passage Amid Ethics Debate

President Trump recently urged the U.S. Senate to pass the Digital Asset Market Clarity Act, a key piece of cryptocurrency legislation, via a Truth Social post.

4 min read Read
CLARITY Act: Trump Urges Senate Passage Amid Ethics Debate — HodlUp Regulation
Jul 13, 2026 News RWAs

Robinhood Chain Sees Memecoins Dominate Over Tokenized Stocks

Robinhood Chain, launched July 1 for tokenized stocks, has seen its early activity overwhelmingly driven by memecoins, with over $3 billion in DEX volume in its first week.

3 min read Read
Robinhood Chain Sees Memecoins Dominate Over Tokenized Stocks — HodlUp RWAs
Jul 13, 2026 News Stablecoins

Bolivia Evaluates Tether's USDT for National Payments System

Bolivia's Economy Minister José Gabriel Espinoza recently confirmed the government is technically evaluating integrating Tether's USDT into its national payments system.

4 min read Read
Bolivia Evaluates Tether's USDT for National Payments System — HodlUp Stablecoins
Jul 12, 2026 News DePIN

Empery Digital Sells 1,400 BTC to Fund AI Data Center Investment

Empery Digital sold 1,400 Bitcoin for $87.1 million to fund a $65 million stake in an AI data center and repay $10 million in debt.

3 min read Read
Empery Digital Sells 1,400 BTC to Fund AI Data Center Investment — HodlUp DePIN
Jul 12, 2026 News RWAs

Robinhood Launches Chain Mainnet, Tokenized Stocks Go Live Globally

Robinhood has launched the public mainnet of Robinhood Chain, an Ethereum Layer-2 network built on Arbitrum for tokenized real-world assets and DeFi.

4 min read Read
Robinhood Launches Chain Mainnet, Tokenized Stocks Go Live Globally — HodlUp RWAs
Jul 12, 2026 News Regulation

Bitcoin, Ether ETFs End Eight-Week Outflow Streak with $282M Inflow

Bitcoin and Ethereum exchange-traded funds collectively recorded $281.82 million in net inflows for the week ending July 10, marking the first positive week in over two months.

4 min read Read
Bitcoin, Ether ETFs End Eight-Week Outflow Streak with $282M Inflow — HodlUp Regulation
Jul 12, 2026 News Stablecoins

Stablecoin Market Cap Shrinks $10 Billion Since May

The total market capitalization of stablecoins has decreased by approximately $10 billion since May 2026, with June alone seeing a $7.7 billion reduction.

4 min read Read
Stablecoin Market Cap Shrinks $10 Billion Since May — HodlUp Stablecoins
Jul 12, 2026 News Regulation

Pakistan PVARA Seeks Dialogue After Islamic Crypto Payment Ruling

Pakistan's virtual assets regulator, PVARA, has called for dialogue on digital asset treatment following a fatwa from a leading Islamic scholar deeming crypto payments impermissible.

4 min read Read
Pakistan PVARA Seeks Dialogue After Islamic Crypto Payment Ruling — HodlUp Regulation
Jul 12, 2026 News Regulation

Ripple CEO: Company Considered Shutdown, XRP Distribution

Ripple CEO Brad Garlinghouse revealed that the company's founders once contemplated shutting down operations and distributing XRP to shareholders before deciding to fight the 2020 SEC lawsuit.

4 min read Read
Ripple CEO: Company Considered Shutdown, XRP Distribution — HodlUp Regulation
Jul 11, 2026 News Stablecoins

IMF Paper: Dollar Stablecoins Improve FX Access But May Amplify Currency Runs

A recent International Monetary Fund (IMF) working paper suggests that while dollar stablecoins can enhance foreign exchange access in economies with fixed exchange rates, they also carry the risk of intensifying currency runs during periods of severe stress.

2 min read Read
IMF Paper: Dollar Stablecoins Improve FX Access But May Amplify Currency Runs — HodlUp Stablecoins
Jul 11, 2026 News Regulation

U.S. Housing Act Becomes Law, Includes Temporary CBDC Ban

The 21st Century ROAD to Housing Act officially became law today, July 11, 2026, without the President's signature, notably including a provision that prohibits the Federal Reserve from issuing a central bank digital currency until December 31, 2030.

3 min read Read
U.S. Housing Act Becomes Law, Includes Temporary CBDC Ban — HodlUp Regulation
Jul 11, 2026 News Stablecoins

Meta CDO Alex Schultz: Agentic Commerce, Fueled by Stablecoins, is Next Business Tier

Meta's Chief Data Officer Alex Schultz recently stated that agentic commerce, powered by stablecoins, represents the next significant tier of business for the company, with stablecoins already an internal assumption.

3 min read Read
Meta CDO Alex Schultz: Agentic Commerce, Fueled by Stablecoins, is Next Business Tier — HodlUp Stablecoins
Jul 10, 2026 News Regulation

Trump Delays Housing Bill with CBDC Ban Over Voter ID Demands

President Trump has delayed signing the 21st Century ROAD to Housing Act, a bipartisan bill that includes a provision banning the Federal Reserve from issuing a central bank digital currency until the end of 2030.

3 min read Read
Trump Delays Housing Bill with CBDC Ban Over Voter ID Demands — HodlUp Regulation
Jul 10, 2026 News Crypto Banks

Circle Secures Final OCC Approval for National Trust Bank

Circle has received final approval from the U.S. Office of the Comptroller of the Currency (OCC) to establish First National Digital Currency Bank, N.A., operating as Circle National Trust, a significant regulatory milestone for the stablecoin issuer.

4 min read Read
Circle Secures Final OCC Approval for National Trust Bank — HodlUp Crypto Banks
Jul 10, 2026 News Regulation

ESMA Launches EU-Wide Review of MiCA Crypto Custodians' Operational Resilience

The European Securities and Markets Authority (ESMA) has initiated a Common Supervisory Action (CSA) across the EU to assess the digital operational resilience of crypto-asset service providers (CASPs) focusing on custody services, following the full enforcement of MiCA.

4 min read Read
ESMA Launches EU-Wide Review of MiCA Crypto Custodians' Operational Resilience — HodlUp Regulation
Jul 09, 2026 News Regulation

Hyperliquid Policy Center and Phantom Urge CFTC to Modernize On-Chain Protocol Regulation

Hyperliquid Policy Center and Phantom recently submitted a joint comment letter to the CFTC, advocating for a clear distinction between on-chain protocol developers and regulated financial service providers.

4 min read Read
Hyperliquid Policy Center and Phantom Urge CFTC to Modernize On-Chain Protocol Regulation — HodlUp Regulation
Jul 09, 2026 News DePIN

AI Contracts, Not Bitcoin, Now Drive Miner Valuations; Cipher and TeraWulf Undervalued

Compass Point analysts argue that the market undervalues Bitcoin miners Cipher Mining and TeraWulf, as their significant AI data center contracts are not fully reflected in current valuations.

4 min read Read
AI Contracts, Not Bitcoin, Now Drive Miner Valuations; Cipher and TeraWulf Undervalued — HodlUp DePIN
Jul 09, 2026 News Regulation

Supreme Court Expands Presidential Power Over Agencies, Impacts Crypto Regulation

The U.S. Supreme Court recently ruled that the President can remove heads of most independent federal agencies at will, a decision that could significantly reshape crypto rulemaking by the SEC and CFTC.

3 min read Read
Supreme Court Expands Presidential Power Over Agencies, Impacts Crypto Regulation — HodlUp Regulation
Jul 08, 2026 News Regulation

European Commission Consults on Expanding MiCA to Cover Tokenization, Non-EU Stablecoins

The European Commission recently launched a public consultation to assess and potentially expand the Markets in Crypto-Assets (MiCA) regulation, focusing on tokenization and non-EU stablecoin issuers.

2 min read Read
European Commission Consults on Expanding MiCA to Cover Tokenization, Non-EU Stablecoins — HodlUp Regulation
Jul 08, 2026 News RWAs

Dinari and tZERO Launch Turnkey Platform for Tokenized U.S. Equities

Dinari Inc. and tZERO Group, Inc. have partnered to introduce a comprehensive platform enabling broker-dealers to seamlessly offer tokenized U.S. equities to their clients.

3 min read Read
Dinari and tZERO Launch Turnkey Platform for Tokenized U.S. Equities — HodlUp RWAs
Jul 08, 2026 News Regulation

Bull Bitcoin Challenges French DAC8 Decree, Citing Surveillance and Physical Risks

Bull Bitcoin has recently petitioned France's highest administrative court to annul a national decree implementing the EU's DAC8 directive, arguing it creates significant surveillance and physical safety risks for crypto holders.

4 min read Read
Bull Bitcoin Challenges French DAC8 Decree, Citing Surveillance and Physical Risks — HodlUp Regulation
Jul 07, 2026 News Regulation

SEC Outlines 2026 Regulatory Agenda for Crypto Asset Rules

The U.S. Securities and Exchange Commission recently unveiled its 2026 regulatory agenda, signaling upcoming rule changes for crypto asset capital raising, custody, and trading by market participants.

3 min read Read
SEC Outlines 2026 Regulatory Agenda for Crypto Asset Rules — HodlUp Regulation
Jul 07, 2026 News Regulation

Vanguard Seeks Head of Digital Assets to Shape Crypto Strategy and Regulatory Engagement

Global asset manager Vanguard recently posted a job opening for a Head of Digital Assets, Personal Wealth, signaling a strategic shift towards developing its crypto offerings and engaging with regulators.

2 min read Read
Vanguard Seeks Head of Digital Assets to Shape Crypto Strategy and Regulatory Engagement — HodlUp Regulation
Jul 07, 2026 News Regulation

Coinbase Secures UK MiFID License for Equities and Derivatives Trading

Coinbase has obtained a UK investment services authorization from the Financial Conduct Authority, enabling it to offer equities to retail users and derivatives to advanced traders.

3 min read Read
Coinbase Secures UK MiFID License for Equities and Derivatives Trading — HodlUp Regulation
Jul 06, 2026 News Crypto Banks

AVAX One Names Pete Wylie Interim CEO After Jolie Kahn's Resignation

AVAX One Technology Ltd. recently announced that CEO Jolie Kahn has resigned, with Chief Operating Officer Pete Wylie stepping in as interim CEO while a search for a permanent successor begins.

4 min read Read
AVAX One Names Pete Wylie Interim CEO After Jolie Kahn's Resignation — HodlUp Crypto Banks
Jul 06, 2026 News Stablecoins

USDC Transaction Volume Surpasses USDT, Driven by Record $1.79T Stablecoin Activity in June

Circle's USDC has significantly outpaced Tether's USDT in transaction volume, capturing 67% of the record $1.79 trillion in adjusted stablecoin activity in June, according to Visa data.

3 min read Read
USDC Transaction Volume Surpasses USDT, Driven by Record $1.79T Stablecoin Activity in June — HodlUp Stablecoins
Jul 06, 2026 News RWAs

Securitize Eyes Strategic Acquisitions After NYSE Debut, Bolstered by $400M Capital

Securitize, a leading tokenization platform, recently debuted on the NYSE with $400 million in capital, with its CEO indicating plans for strategic acquisitions to expand its institutional offerings.

2 min read Read
Securitize Eyes Strategic Acquisitions After NYSE Debut, Bolstered by $400M Capital — HodlUp RWAs
Jul 05, 2026 News RWAs

NYLIM Executive Foresees Personalized Portfolios as Tokenization's Next Frontier

Thomas Sy, head of multi-asset solutions at New York Life Investment Management, recently stated that personalized portfolio construction is poised to become the next significant application for asset tokenization.

3 min read Read
NYLIM Executive Foresees Personalized Portfolios as Tokenization's Next Frontier — HodlUp RWAs
Jul 05, 2026 News RWAs

Kraken Enables Tokenized Stocks and ETFs as Collateral for Leveraged Trading

Kraken recently announced that eligible traders can now use select tokenized stocks and ETFs as collateral for futures and margin trading, enhancing capital efficiency.

3 min read Read
Kraken Enables Tokenized Stocks and ETFs as Collateral for Leveraged Trading - Hodl Up RWAs
Jul 05, 2026 News Stablecoins

Revolut to Delist USDT by August 31 Citing Regulatory and Risk Concerns

Digital banking platform Revolut recently notified customers it will delist Tether's USDT stablecoin by August 31, 2026, citing regulatory and risk considerations.

3 min read Read
Revolut to Delist USDT by August 31 Citing Regulatory and Risk Concerns — HodlUp Stablecoins
Jul 03, 2026 News Stablecoins

Samsung, Dunamu Dispute Inclusion in Open Standard's OUSD Stablecoin Consortium

South Korean giants Samsung Electronics and Dunamu, alongside other firms, have reportedly denied formal agreement to join the Open Standard alliance for its newly announced Open USD (OUSD) stablecoin, despite being listed as members.

3 min read Read
Samsung, Dunamu Dispute Inclusion in Open Standard's OUSD Stablecoin Consortium — HodlUp Stablecoins
Jul 03, 2026 News Regulation

EU MiCA Transition Period Ends, Unauthorized Crypto Firms Face Stricter Enforcement

The European Union's Markets in Crypto-Assets (MiCA) regulation's transition period for crypto-asset service providers officially concluded on July 1, 2026, ushering in a new era of strict enforcement.

4 min read Read
EU MiCA Transition Period Ends, Unauthorized Crypto Firms Face Stricter Enforcement — HodlUp Regulation
Jul 03, 2026 News Regulation

Farage Reported to UK Standards Watchdog Over Alleged Crypto Lobbying

Nigel Farage, leader of Reform UK, has been reported to the UK Parliamentary Commissioner for Standards over allegations of lobbying the Bank of England on crypto policy that could benefit a major donor.

2 min read Read
Farage Reported to UK Standards Watchdog Over Alleged Crypto Lobbying — HodlUp Regulation
Jul 02, 2026 News Regulation

FBI Director Kash Patel's Late MicroStrategy Stock Disclosure Sparks Ethics Debate

FBI Director Kash Patel recently disclosed a six-figure purchase of MicroStrategy stock, made last November, months beyond the federal 45-day reporting deadline, igniting ethics concerns.

4 min read Read
FBI Director Kash Patel's Late MicroStrategy Stock Disclosure Sparks Ethics Debate: HodlUp Regulation
Jul 02, 2026 News Regulation

US Treasury Sanctions 134 ISIS-K Crypto Addresses, Tether Freezes Funds

The U.S. Department of the Treasury's OFAC recently sanctioned 134 cryptocurrency addresses linked to ISIS-K, with Tether freezing assets on 131 TRON wallets that moved over $1.4 million.

3 min read Read
US Treasury Sanctions 134 ISIS-K Crypto Addresses, Tether Freezes Funds — HodlUp Regulation
Jul 02, 2026 News RWAs

Ondo Finance Debuts SEC-Aligned Tokenized Stocks of BlackRock ETF, Micron Shares

Ondo Finance recently launched the first SEC-aligned tokenized U.S. securities, including BlackRock's iShares Core S&P 500 ETF and Micron shares, in partnership with Broadridge.

3 min read Read
Ondo Finance Debuts SEC-Aligned Tokenized Stocks of BlackRock ETF, Micron Shares: HodlUp RWAs
Jul 01, 2026 News Stablecoins

CACEIS, Crédit Agricole's Arm, Launches MiCA-Compliant EURXT Euro Stablecoin on Ethereum

CACEIS, the asset servicing arm of French banking giant Crédit Agricole, has launched EURXT, a euro-pegged stablecoin on the Ethereum blockchain for institutional clients.

3 min read Read
CACEIS, Crédit Agricole's Arm, Launches MiCA-Compliant EURXT Euro Stablecoin on Ethereum — HodlUp Stablecoins
Jul 01, 2026 News Regulation

Europe's MiCA Regulation Fully Enforced, Sparking Debate on Market Impact

The European Union's landmark Markets in Crypto-Assets (MiCA) regulation is now fully in effect across all member states, concluding its phased rollout and transitional periods, which has intensified discussions over its real-world benefits for consumers versus larger industry players.

5 min read Read
Europe's MiCA Regulation Fully Enforced, Sparking Debate on Market Impact — HodlUp Regulation
Jul 01, 2026 News Regulation

MiCA Leaves Crypto Derivatives Largely Unaddressed, Raising Regulatory Concerns

The European Union's landmark Markets in Crypto-Assets (MiCA) regulation, now fully applicable for stablecoins and soon for crypto-asset service providers, does not comprehensively cover the vast and complex crypto derivatives market, prompting concerns about potential regulatory gaps.

2 min read Read
MiCA Leaves Crypto Derivatives Largely Unaddressed, Raising Regulatory Concerns — HodlUp Regulation
Jun 28, 2026 News Regulation

Binance Sees $400M Outflows as MiCA Deadline Nears, Restricts EU Services

Binance experienced over $400 million in net outflows last week, coinciding with the EU's MiCA regulatory deadline and the exchange's decision to restrict services for some European users.

2 min read Read
Binance Sees $400M Outflows as MiCA Deadline Nears, Restricts EU Services — HodlUp Regulation
Jun 27, 2026 News RWAs

Tether Gold (XAUT) Now Usable as Collateral for Loans on Ledn Platform

Tether Gold (XAUT) holders can now leverage their tokenized gold as collateral for loans on the digital asset lending platform Ledn, offering new liquidity options.

3 min read Read
Tether Gold (XAUT) Now Usable as Collateral for Loans on Ledn Platform — HodlUp RWAs
Jun 27, 2026 News Regulation

Binance EU Users Face Service Curbs as MiCA Deadline Looms; Coinbase, OKX Offer Incentives

Binance is restricting services for European Union users from July 1 after failing to secure a MiCA license, prompting rivals Coinbase and OKX to offer transfer bonuses to attract affected customers.

3 min read Read
Binance EU Users Face Service Curbs as MiCA Deadline Looms; Coinbase, OKX Offer Incentives — HodlUp Regulation
Jun 27, 2026 News Regulation

EU Lawmakers Urge Commission to Assess DeFi, Staking, NFT Regulation Under MiCA

The European Parliament's economic affairs committee has recommended the European Commission evaluate the need for regulation covering decentralized finance, staking, non-fungible tokens, and crypto lending services.

3 min read Read
EU Lawmakers Urge Commission to Assess DeFi, Staking, NFT Regulation Under MiCA — HodlUp Regulation
Jun 26, 2026 News RWAs

Securitize Nears Public Debut on NYSE, Aims to Raise $400M via SPAC Merger

Tokenization firm Securitize expects to close its SPAC merger with Cantor Equity Partners II next week, targeting a New York Stock Exchange listing and approximately $400 million in gross proceeds.

3 min read Read
Securitize Nears Public Debut on NYSE, Aims to Raise $400M via SPAC Merger — HodlUp RWAs
Jun 26, 2026 News Regulation

Spain's CNMV Confirms No MiCA Extensions for Crypto Firms, Deadline Looms

Spain's National Securities Market Commission (CNMV) has affirmed that there will be no extensions or exceptions for crypto firms failing to secure MiCA licenses by the June 30, 2026 deadline.

2 min read Read
Spain's CNMV Confirms No MiCA Extensions for Crypto Firms, Deadline Looms — HodlUp Regulation
Jun 26, 2026 News Regulation

EBA and NYDFS Sign MoU for Enhanced Cross-Border Stablecoin Supervision

The European Banking Authority and the New York State Department of Financial Services have formalized an agreement to enhance cooperation in supervising international stablecoin activities.

3 min read Read
EBA and NYDFS Sign MoU for Enhanced Cross-Border Stablecoin Supervision — HodlUp Regulation
Jun 25, 2026 News Stablecoins

Tether's USDT Stablecoin Surpasses $100 Billion in Cumulative Transaction Volume

In August 2019, Tether's USDT, the leading stablecoin by market capitalization, achieved a significant milestone by recording over $100 billion in cumulative transaction volume since its inception.

3 min read Read
Tether's USDT Stablecoin Surpasses $100 Billion in Cumulative Transaction Volume — HodlUp Stablecoins
Jun 25, 2026 News Stablecoins

Stablecoin Google Searches Decline 54% as Supply Growth Stalls in June

Google searches for 'stablecoin' have fallen by an estimated 54% month-over-month in June 2026, coinciding with a halt in aggregate stablecoin supply expansion.

2 min read Read
Stablecoin Google Searches Decline 54% as Supply Growth Stalls in June — HodlUp Stablecoins
Jun 25, 2026 News Crypto Banks

SBI Holdings to Acquire Bitbank, Creating Japan's Largest Crypto Exchange

Japanese financial giant SBI Holdings has agreed to fully acquire cryptocurrency exchange Bitbank for approximately $289 million, consolidating its position as Japan's largest crypto trading group.

2 min read Read
SBI Holdings to Acquire Bitbank, Creating Japan's Largest Crypto Exchange — HodlUp Crypto Banks
Jun 23, 2026 News Stablecoins

Chainlink, European & Korean Banks Launch Project Pangea for Real-Time FX Settlement

Chainlink, alongside European consortium Qivalis and Korean alliance UniKA, has launched Project Pangea to develop a real-time, stablecoin-based cross-border foreign exchange settlement network.

3 min read Read
Chainlink, European & Korean Banks Launch Project Pangea for Real-Time FX Settlement — HodlUp Stablecoins
Jun 23, 2026 News Stablecoins

Chainlink, 47 Banks Launch Project Pangea for Real-Time Stablecoin FX Settlement

Chainlink has partnered with 47 South Korean and European banks in Project Pangea to enable near real-time, stablecoin-based cross-border foreign exchange settlement.

3 min read Read
Chainlink, 47 Banks Launch Project Pangea for Real-Time Stablecoin FX Settlement — HodlUp Stablecoins
Jun 23, 2026 News Stablecoins

Tether-Backed Oobit Enables USDT Payments on Brazil's PIX Network

Oobit, a mobile payments application backed by Tether, has integrated with Brazil's widely adopted PIX instant payment network, allowing users to spend USDT directly.

2 min read Read
Tether-Backed Oobit Enables USDT Payments on Brazil's PIX Network — HodlUp Stablecoins
Jun 21, 2026 News Regulation

Dash Explores Philippines for Crypto Payments Amid Evolving Regulatory Landscape

Dash is evaluating the Philippines for a crypto payments expansion, navigating a complex regulatory environment while leveraging recent integrations like DashPay Maya Swaps.

3 min read Read
Dash Explores Philippines for Crypto Payments Amid Evolving Regulatory Landscape — HodlUp Regulation
Jun 21, 2026 News RWAs

Tokenized Real-World Assets Surge Amidst Calls for Regulatory Clarity

The market for tokenized real-world assets has seen remarkable growth in 2026, expanding by nearly 600% despite persistent regulatory uncertainties.

2 min read Read
Tokenized Real-World Assets Surge Amidst Calls for Regulatory Clarity — HodlUp RWAs
Jun 21, 2026 News Regulation

EU Commission Consults on MiCA 2.0, Targeting Stablecoins and DeFi Revisions

The European Commission has launched a public consultation to review its Markets in Crypto-Assets (MiCA) regulation, seeking feedback on stablecoins, DeFi, and other emerging crypto areas.

4 min read Read
EU Commission Consults on MiCA 2.0, Targeting Stablecoins and DeFi Revisions — HodlUp Regulation
Jun 19, 2026 News Regulation

GOP Lawmaker Proposes Prediction Market Insider Trading Ban for Congress

Representative Bryan Steil introduced the "Stop Lawmakers From Predicting Act" to prohibit members of Congress and their families from wagering on government policy or political outcomes in prediction markets.

3 min read Read
GOP Lawmaker Proposes Prediction Market Insider Trading Ban for Congress — HodlUp Regulation
Jun 19, 2026 News Regulation

TD Cowen Predicts CME Has Legal Advantage in CFTC Perpetual Futures Lawsuit

TD Cowen's analysis suggests CME Group holds a stronger legal position in its recently filed lawsuit against the CFTC concerning the approval of crypto perpetual futures.

4 min read Read
TD Cowen Predicts CME Has Legal Advantage in CFTC Perpetual Futures Lawsuit — HodlUp Regulation
Jun 18, 2026 News Regulation

Malta Proposes DeFi Rulebook, Seeks Feedback on DAO Regulation Under MiCA Framework

The Malta Financial Services Authority (MFSA) has initiated a public consultation on a discussion paper for Decentralised Finance (DeFi), aiming to establish a comprehensive regulatory framework that includes DAOs and aligns with the EU's MiCA regulation.

3 min read Read
Malta Proposes DeFi Rulebook, Seeks Feedback on DAO Regulation Under MiCA Framework — HodlUp Regulation
Jun 18, 2026 News Stablecoins

Custodia and Vantage Banks Unveil Hybrid Token for Deposits and Stablecoins

Custodia Bank and Vantage Bank have announced a new digital token designed to seamlessly switch between an FDIC-insured bank deposit and a stablecoin on a permissionless blockchain.

3 min read Read
Custodia and Vantage Banks Unveil Hybrid Token for Deposits and Stablecoins — HodlUp Stablecoins
Jun 18, 2026 News Regulation

Ireland Enhances Crypto Safeguards with New Financial Crime Action Plan

The Irish government has released an updated National Risk Assessment on financial crime, identifying increased risks from crypto-assets and introducing a 30-point action plan to strengthen safeguards.

2 min read Read
Ireland Enhances Crypto Safeguards with New Financial Crime Action Plan — HodlUp Regulation
Jun 15, 2026 News DePIN

Nvidia's $20B Bond Sale Fuels AI Demand, Bolstering Bitcoin Miners' Infrastructure Pivot

Nvidia's planned $20 billion bond offering underscores surging demand for AI infrastructure, further incentivizing Bitcoin miners to repurpose their facilities for AI data centers.

2 min read Read
Nvidia's $20B Bond Sale Fuels AI Demand, Bolstering Bitcoin Miners' Infrastructure Pivot
Jun 15, 2026 News Crypto Banks

Forward Industries Pursues Consolidation of Solana Digital Asset Treasuries Amid Market Downturn

Forward Industries (NASDAQ: FWDI), a major Solana Digital Asset Treasury (DAT) firm, is seeking to acquire smaller DATs at a premium to consolidate the sector amidst declining SOL prices.

3 min read Read
Forward Industries Pursues Consolidation of Solana Digital Asset Treasuries Amid Market Downturn
Jun 15, 2026 News RWAs

SpaceX Pre-IPO Perpetuals Drive Billions in Trading on Hyperliquid

The launch of SpaceX pre-IPO perpetual futures on Hyperliquid has generated significant trading volume, offering synthetic exposure to the private company's valuation.

2 min read Read
SpaceX Pre-IPO Perpetuals Drive Billions in Trading on Hyperliquid
Jun 15, 2026 News Regulation

CFTC Appoints Former SEC Crypto Adviser Donald Battle as Chief Data Innovation Officer

The Commodity Futures Trading Commission (CFTC) appointed Donald Battle, a former SEC crypto task force adviser, as Chief Data Innovation Officer, bolstering its blockchain forensics and data analytics.

3 min read Read
CFTC Appoints Former SEC Crypto Adviser Donald Battle as Chief Data Innovation Officer
Apr 23, 2026 Blog Markets

Privacy Is Losing Ground.

Privacy tools are niche products for technical users with threat models most people do not have.

2 min read Read
HodlUp
Apr 21, 2026 Blog Research

Your Keys, Your Problem. The Hardware Wallet Is Growing Up.

Hardware wallets are still a thing, no matter how normie-friendly the crypto industry gets.

2 min read Read
HodlUp
Apr 16, 2026 Blog Markets

Crypto Wanted to Kill Financial Institutions... The Opposite Happened.

For years, institutions are coming was cryptos most reliable hype line. Every conference, every bull run, every whitepaper that needed a demand thesis fell back on it. And then, slowly, they came.

2 min read Read
HodlUp

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